Step 1: Orientation

Step 2: Mandatory Financial Fitness / Credit Class – 3 hours

Step 3: Five Counseling Sessions

Credit managing, budgeting, saving, investing

Financial Fitness / Credit Class will count as (1) counseling session

Step 4: Account Set-Up

Accounts will be opened only after clients have completed the orientation and the (4) counseling sessions.

Key Features of the IDA Program

• · 2:1 Match

• · 5 year period